Out-of-your-own-pocket cosmetic surgeries are not cheap. Some plastic surgeries are in fact not “cosmetic” and are “medical”, because they correct a functional difficulty, and the accompanying aesthetic improvements are just a bonus. Here are some surgeries that insurance or Medisave may cover and also what is not covered.
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Those who have been following my blog would be familiar with my experience with ptosis correction surgery. If droopy eyelids (ptosis) or loose eyelid skin (dermatochalasis) is blocking your vision, then the surgery to lift the eyes or to remove the excess skin to improve your visual field is considered a medical procedure.
Not Covered: If your vision is not affected, the eyelid surgeries are generally not covered.
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Surgeries for the lower eyelids rarely covered, unless they result in exposure or irritation of the eyelids. Ectropion is a condition where the lower eyelid is pulled downwards, often by previous surgeries or accidents. When the eyelid turns inwards, this is known as entropion. In this condition, the lash turns inwards too, rubbing the eye surface causing immense discomfort and even ulceration and visual probles in severe cases.
Not Covered: Lower eyelid loose skin and eyebag removal.
Overly large breast, also known as macromastia or gigantomastia, can give rise to disabling symptoms such as back/shoulder/neck aches and recurrent fungal infection under the breast folds. To justify the surgery to be a medical rather than a surgical procedure, a certain weight of breast tissue needs to be removed from each breast. A plastic surgeon will be able to advise you if your surgery meets the criteria. During this surgery, upon removal of excess breast tissues, the breasts are lifted to close the wounds.
Not Covered: Small size reductions and breast lifts without meeting the weight criteria.
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If the deviation of your nose, developmental or as a results of an accident, causes blockage of your nasal passage, then the surgery to straighten the nose to improve your airway may be covered.
After massive weight loss following bariatric surgery, addressing the excess loose skin may be covered by your healthcare subsidies. Your doctor can help you to confirm coverage before proceeding with the surgery.
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